Since beginning Technology has changed the ways we used to live. E-commerce is booming, Buying something over internet has become a fact nobody can ignore now. The traditional Brick and mortar stores are being replaced by E-commerce stores like Amazon, Ebay, Etsy .etc.  Now when talking about online shopping  Electronic Money Transaction simply called E-payments is very necessary. Sending and receiving funds, buying / Selling over internet are served mostly by E-payments. We at OneTechMinute has researched over the available e-payments gateway and compiled a list of some of the widely popular online payments services out there.


Now when talking about E-payments most of us already have thought of Paypal. Boasting a community of whooping 140 million active users  making about  9 million payments everyday in 26 different currencies, Paypal is indeed the most popular and widely used Online payment system available. Paypal supports worldwide fund transfers and it is used by most of the online auction merchants and sellers worldwide.  Paypal  services also include perks like accepting checks through a smartphone’s camera, a card swiper, and allowing customers to make a purchase without leaving your site.

2. Stripe

Popular among developers for its feature to integrate stripe payments to ones sites by using its robust API. This prevents the need for a merchant account, and also allows you to build your own payment forms that can bypass PCI requirements. This add-on Stripe payment gateway allows you to accept credit cards directly on your site through your account. When purchasing downloads through the Stripe gateway with Easy Digital Downloads for WordPress, users enter their credit card details during the checkout process and never leave your site, resulting in a better experience for the user, and more successful conversions for you.

3. Google Wallet

Google wallet can be called Google’s version of Paypal.  To use google wallet all you need is a google account. Just sign in using your google account from here . Once you’re registered you need to fund your google wallet either by storing your banks account information or by linking your debit or credit card. Google Wallet has a single transaction limit of $9,999 , and you can’t send more than $50,000 per 5-day period.

4. Amazon Payments

You all  had known about Amazon. Amazon Pay is an online payments processing service that is owned by, Inc.. Launched in 2007, Amazon Pay uses the consumer base of and focuses on giving users the option to pay with their Amazon accounts on external merchant websites. As of June 2017 the service is available in the U.S., France, Germany, Italy, Japan, Spain, India and the UK.

5. Skrill


Popular among freelancers, Skrill(formerly Moneybookers) was started in 2001   that allows payments and money transfers to be made through the Internet, with a focus on low-cost international money transfers. It is owned and operated by Skrill Limited, a UK-based company registered as a Money Service Business with Her Majesty’s Revenue and Customs, regulated by the Financial Conduct Authority and licensed to operate within the European Union.

Condition In Nepal

Although W-Commerce and online payments have made  breakthrough advancement. However  it is still a matter of wonder for most of Nepalese people. Very few Companies  has started in Nepal which provides Online Transaction fascilities. Paypal and other international systems are almost impossible to use here in Nepal as Nepal Rastra Bank hasn’t authorissed  them to use in Nepal. However  very few compnies have started providing online payment service in Nepal. SOme of them are listed below.

1. E-Sewa

When talking about Online payments in Nepal E-Sewa Nepal has highest user base among others.  Claims to be the first online payment service, It is very easy to sign up and start sending money. E-Sewa has linked more than 45 Banks of Nepal to its network. E-sewa is used by most of e-commerce  sites like Kaymu , Sastodeal etc . You can use E-sewa to pay your Electricity bills, Internet subscription fees, Buy products online etc. E-Sewa has partnered with Buddha Air, Yeti Airlines, QFX Cinemas and many other companies to provide hassle free online transaction. IT was developed by F1Soft

2. Nepzy

Nepzy,  another booming 0nline payment service provider in Nepal was  started to provide  convenient way of online transaction. Nepzy(meaning easy)  has introduced debit card payment for the first time, along with other payment solutions to make your life easy. Nepzy can be accessed through its website or mobile app. The app is available on both mobile platforms of Android and iOS.  Nepzy can be used to pay utility bills book flights holiday packages, Bus tickets and many more transactions.

3. PayBill

Another online payment system PayBill is a amobile payment focused system powered by PayMate. It offers secure way of payment where a mobile number is associated with the partner Bank Account and the transaction id directly linked to the customers’ bank account without human interference. Payments for balance recharge of Ncell, NTC including Sky Phone along with payments fro CG digital, NepBay, QFX Cinema,, internet charge of Subisu Cable, broadlink, worldlink is available through the service.

4. I-Pay

Initiated by, I-Pay

allows customers to pay telephone bill, electricity  and other utility bills using iPay service. Further, one can buy recharge cards, top mobile phone in just few clicks. Flights booking for  many domestic airlines   can be done through I-Pay. You can  also buy movie tickets,  bus tickets and manakamana darshan tickets . IPay also allows to pay the bills of various online shopping stores. There are just 3 simple steps; Registration, Add Fund and Payment.

The service allows everyone to add funds through bank accounts using e-banking service and credit cards without sharing their financial information. Currently, I-Pay has signed up with 7 Nepalese banks. In addition to all this, iPay started   an exclusive reward platform in which users will be awarded some reward amount in almost every payment which can be instantly used.



Summarizing this,  E-commerce tradition is  in starting phase and there is much room to improve.  however International payment is currently not available in Nepal , NRB has indicated that it will be issuing PayPal service in Nepal for our convenient.

All the images were screenshot from respective sites and we donot acquire any rights of the images. If your favourite online payment service is missing in the list feel free to comment below. 🙂 🙂 🙂 🙂


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